Give Yourself the Peace of Mind You Deserve
Protect your home and the many valuables important to you and your family with a policy from Top One Insurance, your trusted insurance agency. With a variety of policies from different insurance companies, we can compare rates and coverage's to get you the most appropriate coverage for the least amount of money.
Unlike most insurance companies we don’t just see a house we see a Home.
Our licensed insurance specialist will ensure that you attain adequate coverage to protect your personal belongings along with your home.
Home is your personal haven and most likely your largest investment, so be sure to protect it with the right homeowners insurance policy. We are here to help find you the policy that best fits you and your family's needs.
Homeowner’s Insurance Coverages
Dwelling Coverage
- This pays to repair and rebuild your home. It's important that you have enough dwelling coverage that will cover the cost to rebuild your home.
Personal Property Coverage
- This covers damages to items such as clothing, furniture and electronics.
Other Structures Coverage
- This covers damages to structures that are not connected to your home, such as a garage, shed or fence.
Loss of Use Coverage
- This covers the costs, such as a hotel room, if you have to move out of your home while it's being repaired or rebuilt.
Liability Insurance
- This covers you in the event of a lawsuit in case you or your family members are responsible for causing injuries or damages to other people on your property.
Additional Optional Coverage
Dwelling Coverage
- This pays to repair and rebuild your home. It's important that you have enough dwelling coverage that will cover the cost to rebuild your home.
Personal Property Coverage
- This covers damages to items such as clothing, furniture and electronics.
Loss of Use Coverage
- This covers the costs, such as a hotel room, if you have to move out of your home while it's being repaired or rebuilt.
Liability Insurance
- This covers you in the event of a lawsuit in case you or your family members are responsible for causing injuries or damages to other people on your property.
Renters Insurance Coverage
Whether you're renting a home, an apartment, or a condo, this is the place you call home. Protect your personal belongings, rest assured, and let us find you the policy that best fits your needs.
Personal Property Coverage
- This covers damages to items such as clothing, furniture and electronics.
Loss of Use Coverage
- This covers the costs, such as a hotel room, if you have to move out of your home while it's being repaired or rebuilt.
Liability Insurance
- This covers you in the event of a lawsuit in case you or your family members are responsible for causing injuries or damages to other people on your property.