Top One Insurance understands businesses in the community. We take pride in reviewing your options with multiple insurance companies and comparing protection and prices to find the best value for your business.
Insurance that protects your company, so you can get back to business!
Our insurance specialist will review your company assets to offer expert advice on the coverage that best protects your business. We offer a wide range of packages for you to choose from and expert advice every step of the way.
We are committed to Serve You
In California, there are as many unique insurance needs as we have neighbors who live here! Contact one of our helpful team members about your specific insurance needs. Business insurance coverage options:
General Liability Insurance
A General Liability insurance policy is typically the first step in business protection. It’s the most essential piece of your commercial insurance plan that protects your business from a person or business’ claims of bodily injury and related medical costs; property damage; data loss and personal injury.
Protects you from:
- Bodily injury and property damage liability
- Personal and advertising injury
- Medical payments
- Products completed operations
- Damage to premises rented to you
Professional Liability Insurance
Professional Liability insurance, also known as Errors and Omissions insurance (E&O), protects you and your small business against client charges of negligence or injury for the professional services you provide. Whether you are at fault or not, you are protected against losses, attorney fees and even court costs.
Business Owners Policy Insurance (BOP)
This is a general insurance package that offers General Liability and Business Property insurance under one policy. General Liability protects your business from another person or business' claims of bodily injury, and related medical costs, property damage, data loss and personal injury. Business Property protects damage to a rented property and the equipment inside it.
Workers Compensation Insurance
This policy protects your employees if they suffer an injury or become ill while on the job. This is mandated by the state if the business employs more than a certain number of employees, and the threshold varies by state. It also protects your company from being sued by employees for workplace conditions that can cause harm.
We insure businesses of all sizes and in all industries:
- Medical business
- Trucking business
- Auto repair shops
- Phone repair
- Cosmetic stores
- Clothing Stores
- Smoke shops
- Coffee shops
- Liquor Stores
- Tire Shop
- Retail Stores
- Cleaning and Janitorial services
- Furniture Stores
- Car Wash
- Mobile Pet Grooming services
- Flower Shops
- Jewelery Shops
- Locksmith Services
- Nutrition Shops
- Furniture Stores
- IT business
- Pool Cleaning